Issues to Consider

South Africa needs to address both the affordability and supply constraints as outlined above. Without that, housing backlogs will continue to grow and current levels of delivery will prevail. Our understanding of housing policy is that there has been an informal shift towards greater levels of:

  • Inclusionary housing
  • The provision of basic services within informal settlements
  • Incremental housing
  • Rental housing

There has been limited interest in leveraging private sector capital to enhance these goals; municipalities instead preferring to source funding from National Treasury. We are keen on exploring the participation of the banking sector in these products.

Human Settlements Info

© The Banking Association South Africa 2019